LTDB Funding: Fast, Easy Financing for Your Dream Renovation
Upgrade your home or project with credit options. No money down – competitive rates – quick approval.
How It Works: Three Simple Steps
1
Apply Online – It's Simple & Fast
Complete our user-friendly form in just minutes. Get pre-approved instantly for your home or commercial upgrades with no initial credit impact.
Our streamlined application process eliminates paperwork hassles, letting you focus on planning your perfect renovation.
2
Get Approved – In as Little as 24 Hours
Receive fast credit decisions with transparent terms tailored to your budget. Our financing solutions are specifically crafted for residential renovations and business buildouts.
Review your options and select the payment plan that works best for your financial situation.
3
Fund Your Project – No Stress, No Delay
Once approved, funds are paid directly to LT Design & Build, ensuring seamless project execution from demolition to final walkthrough.
Enjoy your renovation without funding delays or disbursement concerns—we handle the financial details while you watch your vision come to life.
Why Choose LTDB Funding?
Renovate Now, Pay Over Time
Tackle your kitchen, patio, roofing, or commercial expansion without depleting your savings. Our flexible payment options let you transform your space today while paying at a comfortable pace.
Competitive Rates & Clear Terms
We secure smart financing rates tailored to your specific home or commercial budget. No hidden fees or confusing language—just straightforward terms you can trust.
Seamless Integration
Funding is coordinated directly with LT Design & Build for a stress-free experience from start to finish. One team, one process, zero headaches.
Financing That Fits Your Project
No Timeline Delays
Maintain complete control of your renovation schedule. With funding paid directly to LT Design & Build, you'll never wait on fund disbursements to continue your project.
Your renovation progresses on your timeline, not your lender's.
All Project Sizes Welcome
From small room updates to major commercial remodels, get approved for virtually any scope. Whether it's a $5,000 bathroom refresh or a $250,000 restaurant buildout, we have financing solutions to match.
No Money Down Options
Start your renovation without depleting your savings. Our zero-down financing options let you preserve your cash reserves while still achieving the home or business upgrade you've been dreaming about.
We believe great spaces shouldn't be limited by immediate cash flow. That's why we've created financing solutions that make your renovation dreams accessible now, not someday.
Hear From Our Satisfied Clients
"LTDB Funding made my outdoor kitchen and patio remodel possible. I got approved quickly, the rates were fair, and the team handled everything—from demo to the final walk-through. Highly recommended!"
— Sarah L., Murfreesboro
We pride ourselves on creating seamless financial experiences that make beautiful renovations possible. Our clients consistently rate us 5 stars for our transparent process and excellent service.
Our Transparent Funding Process
Exact Project Amount
During your application, you'll enter the exact project amount quoted by LT Design & Build. This ensures your financing perfectly matches your renovation needs.
Direct Payment Structure
All approved funds are paid directly to LT Design & Build—not to you. This streamlined approach eliminates reimbursement hassles and ensures proper fund allocation.
Quote-Based Financing
Your financing amount should come directly from the estimate provided by LT Design & Build. This ensures perfect alignment between your project scope and funding.
Integrated Communication
Our systems seamlessly share project information with LT Design & Build, creating a unified approach to your renovation that eliminates confusion and delays.
Financing Options for Every Need
Home Renovations
Transform your kitchen, bathroom, outdoor space, or entire home with flexible financing options designed specifically for residential projects. Enjoy competitive rates with terms that fit your budget.
Commercial Buildouts
Upgrade your business space without straining your operating capital. Our commercial financing solutions support retail renovations, office remodels, restaurant buildouts, and more.
Specialty Projects
From energy-efficient upgrades to outdoor living spaces, we provide targeted financing for specialty renovation projects that increase your property's value and enhance your lifestyle.
Ready to Transform Your Space?
Take the first step toward your dream renovation today. Our simple application takes just minutes to complete, and you could be approved within 24 hours.
24h
Fast Approval
Most applications receive decisions within one business day
$0
Down Payment
Start your project without depleting your savings
100%
Seamless Process
Direct coordination with LT Design & Build